SBA 7(a) Monthly Payment Calculator
Quickly estimate payments for practice acquisitions (typical 10-year amortization). Results are estimates only.
USD
%
Common: 10 years for goodwill; 25 years for CRE.
Monthly payment
$13,353.90
Principal financed: $1,000,000.00
Annual debt service
$160,246.80
Term: 10 yrs (120 months)
Total interest (lifetime)
$602,468.02
Total paid: $1,602,468.02
Rate sensitivity (APR)
Base: 10.25%
| 8.25% | 9.25% | 10.25% | 11.25% | 12.25% |
|---|---|---|---|---|
| $12,265.26 | $12,803.27 | $13,353.90 | $13,916.89 | $14,491.99 |
Notes: This tool estimates payments using standard amortization. SBA 7(a) rates are typically variable (often Prime + a spread) and can change. Always confirm your lender's credit box.